How to use saving goals

Saving goals let you set money aside on a savings account for a specific purpose, such as a holiday, a new laptop, or an emergency fund. Each goal has a target amount and a target date, and Pledger.io tracks your progress.

Opening your savings goals  

Saving goals live on savings accounts. Open Accounts in the left navigation, open a savings account, and the account page shows the Savings goals panel above the transaction list.

Creating a saving goal  

Click the add button in the savings goals panel to create a goal. The following fields are required:

• Name, a descriptive name for the goal.
• Goal, the amount you want to save.
• Target date, the date by which you want to reach the goal.

Reserving money towards a goal  

Reserving money assigns part of your savings account balance to a goal, without creating a transaction. Use the reserve action on a goal to mark money as reserved for it.

Each goal shows a progress bar, the amount still needed, and the amount to reserve per month to reach the goal before its target date.

To top up your savings account itself, use the Add transfer button in the transactions panel to move money from one of your other accounts.

Finishing a goal  

When a goal is reached — or no longer needed — you can end it. Ending a goal releases the reserved amount back to the savings account’s free balance.