Getting-started
App tour
Main navigation
Use the five tabs at the bottom of the app:
| Tab | Use it to |
|---|---|
| Dashboard | See net worth, monthly activity, and recent transactions. |
| Transactions | Browse transactions by month and add or edit a transaction. |
| Budgets | Create a monthly budget and track expense groups. |
| Accounts | Review balances and manage your accounts and counterparties. |
| Reports | Explore income, expenses, categories, budgets, net worth, and account balances. |
Tap the settings icon in the top-right corner of any main tab to open Settings.
Dashboard
The Dashboard is your starting point. It shows:
- Your net worth.
- Income and expenses for the current activity summary.
- Your most recent transactions.
- The finance experience currently in use.
Tap a recent transaction to open its details, or tap View all to open the full transaction list. Pull down on the page to refresh its data.
Add something
Tap the + button on the Dashboard to choose an action:
- New transaction records income, an expense, or a transfer.
- Scan invoice/bill uses a photo to prefill a transaction.
- New account adds a bank account, wallet, card, loan, or counterparty.
The Transactions, Accounts, and Budgets tabs also have a + button for actions related to that section.
Search
Tap the search icon on the Dashboard and enter part of a name or description. Search can find:
- Transactions
- Your accounts
- Counterparties
- Categories
Tap a result to open it. Transaction search covers recent activity, so older transactions may not appear.
Choose Guided or Power mode
Pledger.io offers two finance experiences. Both modes contain the same features; they change what is expanded by default.
| Mode | Best for | Behavior |
|---|---|---|
| Guided | New or occasional users | Keeps optional transaction fields collapsed and explains where to find them. |
| Power | Frequent users | Opens advanced fields and transaction filters, and shows templates immediately. |
To switch modes, open Settings → Finance experience.
Refresh and loading states
- Pull down on most lists and overview pages to get the latest server data.
- Scroll to the bottom of long transaction and account lists to load more.
- If a page cannot load, tap Retry after checking your connection.
- When the banner You’re offline. Showing cached data. appears, the app is using information saved on the device.
Continue with Accounts or Transactions to learn the main workflows.