Concepts

Financial concepts

Core financial concepts used throughout Pledger.io.

This section explains the financial concepts used by Pledger.io. It provides conceptual background so the how-to and getting-started guides are easier to apply in practice.

Accounts concept thumbnailIllustration for financial accounts and double-entry bookkeeping.Accounts in finance

Accounts in finance

How accounts work in double-entry bookkeeping and in Pledger.io.

Transactions concept thumbnailIllustration for money moving between accounts.Transactions in finance

Transactions in finance

How money moves between accounts in income, expense, and transfer flows.

Recurring transactions concept thumbnailIllustration for scheduled and repeating financial transactions.Recurring transactions

Recurring transactions in finance

Automating rent, salaries, bills, and other repeating money flows.

Budgets concept thumbnailIllustration for income planning and expense allocation.IncomeFixed expensesVariable expensesSavingsBudgets in finance

Budgets in finance

Planning income, fixed costs, variable spending, and savings over time.

Contracts concept thumbnailIllustration for financial agreements between parties.Contracts in finance

Contracts in finance

Agreements between parties and why they matter in bookkeeping.

Start with Accounts and Transactions to understand the core model. Then continue with Budgets and Recurring Transactions. Finish with Contracts for agreement-based financial workflows.

Last modified on July 4, 2026 Edit this page on GitHub